In a competitive lending landscape, we help financial institutions provide the sophisticated options borrowers want, while still understanding the risks for specific transactions.

Today’s borrowers demand complex business financing solutions; to deliver, lenders call on our Commercial Finance team. The team was recognized as “very insightful and completely trusted” in the 2019 edition of Chambers USA: America's Leading Lawyers for Business. We provide diverse transactional experience plus deep knowledge of how changing regulations, cross-border demand for credit facilities and technology impact loan transactions. While most of our clients are lenders, we also work with borrowers, providing valuable insights from “the other side of the table.”

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  • Represented a national bank, as the agent for a syndicate of lenders, in providing a $1 billion pre-petition and post-petition syndicated senior secured asset-based credit facility to a sponsor-backed national distributor of tires, which facility included a cross-border component with both U.S. and Canadian borrowers and asset pools, and featuring additional first in - last out facilities. The transaction also required the negotiation of a complex lien subordination and intercreditor agreement with the term lenders holding secured term loan debt.
  • Represented Bank of America, N.A., as agent, in connection with a senior secured, asset-based, cross-border revolving credit and term loan facility provided to Modular Space Holdings, Inc. and affiliates, which engaged in the sale and leasing of temporary buildings and structures. The companies filed pre-packaged chapter 11 bankruptcy cases in Delaware, and the firm represented the agent bank in the pre-petition, post-petition, and exit financings.
  • Represented a national bank, as agent for a syndicate of lenders, in providing a senior secured asset-based revolving credit facility to a U.S. based manufacturer and distributor. The transaction featured cross-border revolving credit facilities with U.S. and Canadian borrowers and asset pools, a sub-facility for certain assets located in Mexico, and the negotiation and documentation of an extensive array of supply chain finance transactions.
  • Represented affiliated distributor entities, as borrowers, in the negotiation and closing of a bank-provided secured asset- based revolving credit and term loan facility and a secured mezzanine loan facility with a new private equity fund, the proceeds of which were used to refinance an existing credit facility and to fund the borrowers’ capital restructuring. The firm assisted the client in realizing its goals for the management team’s reacquisition of majority equity ownership and control, obtaining a source of funding for future acquisitions and allowing the transition of ownership to the next generation of owner/managers.
  • Represented a national bank’s specialty healthcare group, as lender, in a secured revolving and term loan facility to a multi-state diagnostic imaging company. We originally documented this as an asset-based transaction, then over a seven-year period documented the borrowers’ post-default workout and forbearance, including sponsor credit enhancement, before later redocumenting the facility as a cash flow transaction. The transaction involved extensive legal and regulatory diligence, with a structure including management arrangements and joint ventures requiring analysis of federal Anti-Kickback Statute, Stark Law, Medicare Anti-Markup Rule, and state corporate practice of medicine issues.
  • Represented a bank, as agent for a syndicate of lenders, in providing a senior secured cash flow revolving credit facility to a consumer products manufacturer with international operations and distribution. This transaction featured cross-border revolving credit facilities with U.S. and Hong Kong asset pools.
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  • Daniel H. Ennis, presenter, SFNet Independent Finance Roundtable 2025 (April 9, 2025)
  • Daniel H. Ennis, moderator, "Legal Forum 1Q 2025," Secured Finance Network (March 26, 2025)
  • Jonathan Bush, presenter, "Cross-Border Lending Transactions," State Bar of Georgia Institute of Continuing Legal Education, Secured Lending Seminar (March 11, 2025)
  • Bobbi Acord Noland, moderator, "Annual Lenders' Panel," Turnaround Management Association Atlanta (January 23, 2025)
  • Daniel H. Ennis, presenter, "Functional Roundtable – Legal," SFNet Annual Convention 2024 (November 15, 2024)
  • Bobbi Acord Noland, co-presenter, "Annual Co-General Counsel Report Virtual Panel," Secured Finance Network 80th Annual Convention (November 7, 2024)
  • Bobbi Acord Noland, contributor, "An Interview with SFNet's Co-General Counsels: Bobbi Acord Noland and John Helfat," The Secured Lender (September 17, 2024)
  • Kathleen Currey, Bobbi Acord Noland, and Thomas Powell, authors, "Client Alert - 2024 Amendments to Georgia Uniform Commercial Code" (May 20, 2024)
  • Daniel H. Ennis, moderator, "Legal Forum," Secured Finance Network (March 8, 2024)
  • Kelley C. Gass, contributor, "Women in Secured Finance Profiles," The Secured Lender (March 2024)
  • Elizabeth B. Garner, contributor, "Interview with Tree Buckingham of Mountain Ridge Capital," The Secured Lender (March 2024)
  • Kathleen Currey, presiding and co-presenter, "Update on UCC Amendments," State Bar of Georgia Secured Lending Seminar (February 29, 2024)
  • Kelley C. Gass, co-presenter, "Sponsor Related Provisions in Credit Agreements," State Bar of Georgia Secured Lending Seminar (February 29, 2024)
  • Harrison Roberts, panelist, "Legal Issues Panel: Critical Issues Continue to Evolve," Secured Finance Network’s Asset-Based Capital Conference (February 7, 2024)
  • Bobbi Acord Noland, contributor, "SFNet's Women in Secured Finance: Our History and Numbers," The Secured Lender (March 2024)
  • Daniel H. Ennis, presenter, "Legal Roundtable," SFNet Annual Convention (November 17, 2023)
  • Elizabeth B. Garner, author,"Ga. Banking Brief: All The Notable Compliance Updates In Q2," Law360 Expert Analysis (July 2023)
  • Kathleen Currey, author,"SFNet Women in Secured Finance Conference Addresses Strategies for Navigating Economic, Professional and Personal Change," The Secured Lender  (August 8, 2023)
  • Bobbi Acord Noland, author, "Bank Chaos Isn't The Only Factor Hurting The Lending Market," Law360 Expert Analysis (April 2023)
  • Harrison Roberts, panelist, "Current Documentation Issues in ABL," Secured Finance Network webinar (April 28, 2023)
  • Elizabeth B. Garner, co-presenter, "Liability Management: Uptiering Transactions," State Bar of Georgia Secured Lending Seminar (March 2, 2023)
  • Kathleen Currey, presiding and co-presenter, "Fundamentals of Lender Finance," State Bar of Georgia Secured Lending Seminar (March 2, 2023)
  • Bobbi Acord Noland, contributor, "In the Spotlight: Women-Dominated Teams in Secured Finance," The Secured Lender (March 2023)
  • Elizabeth B. Garner, contributor,"Women in Secured Finance Profiles," The Secured Lender (March 2023)
  • Elizabeth B. Garner, contributor,"In the Spotlight: Women-Dominated Teams in Secured Finance," The Secured Lender (March 2023)
  • Bobbi Acord Noland, moderator, "Annual Lenders' Panel," Turnaround Management Association Atlanta (January 2023)
  • Harrison Roberts, panelist, "E-commerce Lending and Real World Insights," Secured Finance Network YoPro Leadership Summit (August 3, 2022)
  • Bobbi Acord Noland, co-author, “Lenders Beware: Lender Liability,” The Secured Lender (July 2022)
  • Jonathan E. Bush, contributor,"SFNet International Finance & Development Committee Launches ABL Cross-Border Database," The Secured Lender (July 2022)
  • Elizabeth B. Garner, contributor, "SFNet's 40 Under 40 Profiles," The Secured Lender (June 2022)
  • Elizabeth B. Garner, moderator, "Legal Forum," Secured Finance Network (June 2022)
  • Daniel H. Ennis, presenter, "Security Interests in Uncommon Collateral: IP, Insurance Policies, Agricultural Products, Maritime Vessels," Strafford Publications Webinar (May 12, 2022)
  • Bobbi Acord Noland, contributor, "Leading the Way Forward: A conversation with the Women of SFNet's Management and Executive Committees," The Secured Lender (April 2022)
  • Daniel H. Ennis, presenter, “Perfecting Security Interest on Trust Assets,” State Bar of Georgia Secured Lending Seminar (March 2, 2022)
  • Kelley C. Gass, co-presenter, "Recent Cases Related to Lender Voting Rights and Consents in Syndicated Loan Transactions," Secured Lending Seminar, (March 2, 2022)
  • Kathleen Currey, presiding, State Bar of Georgia Secured Lending Seminar (March 2, 2022)
  • Bobbi Acord Noland and Kathleen Currey, presenters, "Lien and Debt Subordinations and Intercreditor Agreements," Parker Hudson webinar (November 17, 2021)
  • Kathleen Currey, Harrison Roberts, and Kelley C. Gass, presenters, "Collateral Analysis – Beware of the “Gotchas,” Parker Hudson webinar (November 10, 2021)
  • Bobbi Acord Noland and Daniel H. Ennis, presenters, "Negotiating the Loan Agreement," Parker Hudson webinar (October 14, 2021)
  • Bobbi Acord Noland and Kathleen Currey, presenters, "Lien and Debt Subordinations and Intercreditor Agreements," Parker Hudson webinar (October 13, 2021)
  • Bobbi Acord Noland, panelist, “In the Beginning” to “Evolution”…the ABL Cross-Border Journey, Secured Finance Network's Cross-Border Lending Summit (September 2021)
  • Harrison Roberts, presenter, "In-Transit Goods Financing," Parker Hudson webinar (September 15, 2021)
  • Daniel H. Ennis and Kelley C. Gass, presenters, "Collateral Analysis – Beware of the 'Gotchas' - Part I", Parker Hudson webinar (August 25, 2021)
  • Bobbi Acord Noland and Daniel H. Ennis, presenters, "Negotiating the Loan Agreement," Parker Hudson webinar (August 18, 2021)
  • Bobbi Acord Noland, moderator, "Annual Lenders' Panel," Turnaround Management Association Atlanta (March 2021)
  • Kathleen Currey, panelist, "Commercial Lending Panel," Emory University School of Law Banking and Financial Law Society (March 2021)
  • Bobbi Acord Noland, panelist, "Capital Markets Boot Camp," Secured Finance Network Asset-Based Capital Conference (March 2021)
  • Bobbi Acord Noland, co-presenter, "Representing Co-Lenders in Syndicated Credit Facilities: Consent Rights, Sacred Rights, Waterfall and Pro-Rata Sharing Provisions, Removal and Addition of Co-Lenders," Strafford Webinar (March 2021)
  • Bobbi Acord Noland, contributor, “Interview with Bobbi Acord Noland, SFNet’s New Co-General Counsel,” Michele Ocejo, The Secured Finance Network Women in Secured Finance Newsletter (February 2021)
  • Bobbi Acord Noland, co-presenter, “Report of General Counsel,” SFNet Annual Convention (November 2020)
  • Kathleen Currey, presiding, State Bar of Georgia Secured Lending Seminar (March 2020)
  • Bobbi Acord Noland, presenter, "Trends in the Syndicated Loan Market," State Bar of Georgia Secured Lending Seminar (March 2020)
  • Bobbi Acord Noland, presenter, "Representing Co-Lenders in Syndicated Credit Facilities," Strafford Webinar (January 2020)
  • Bobbi Acord Noland, moderator, "Annual Lender Panel Breakfast," TMA Atlanta (January 2020)

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news & insights

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Dan Ennis to Moderate SFNet’s Legal Forum 2025

Mar 19, 2025

Dan Ennis to Speak at SFNet’s Independent Finance Roundtable

Mar 17, 2025

Commercial Finance Attorneys Featured in SFNet’s The Secured Lender, Women in Secured Finance 2025 Issue

Mar 12, 2025
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