Vicki Papanikolaou represents lender clients in a wide range of transactional matters, focused on asset-based lending, and specializes in the mortgaging of real property interests attendant to such transactions.
Vicki’s prior experience in representing owners, developers, and mortgagees in commercial real estate transactions ensures that her clients’ rights and interests in these matters will be fully protected. Her focus, strong organizational skills, and interpersonal nature serve to promote a speedy and successful conclusion to this complex and detailed aspect of commercial finance transactions.
Represented a national bank, as agent, in a senior secured asset based lending facility to a staffing company, including the negotiation of a complex first lien/second lien intercreditor arrangement.
Represented a finance company, as lender, in connection with the closing of a credit facility to a heavy equipment dealer, which included construction financing.
Represented a finance company in connection with a secured financing to a heavy equipment dealer involving documentation of leasehold and fee mortgages in multiple states.
Represented a bank in connection with a syndicated club credit facility to a service provider in the oil and gas hydraulic fracturing industry, including an out-of-court restructuring of the transaction.
Represented a regional bank in a $6.5 million senior secured asset based lending facility to legal services company.
Represented a bank, as administrative agent and lead arranger for a syndicate of lenders, in connection with senior secured credit facilities provided to a U.S. based manufacturing company. The credit facilities included a traditional asset-based revolving loan facility, a “FILO” revolving loan facility and a term loan facility, and positioned the borrower for sale by its private equity sponsor. After the sale, the firm documented a replacement working capital facility, including complex intercreditor arrangements with the holders of senior secured notes.
Represented the agent in a $55 million loan transaction to a U.S. based alcohol distillery. The credit facilities included term loans supported by real estate and equipment, as well as an asset-based revolving credit facility supported by accounts receivable and alcohol inventory.